Our charges

Bad Credit Cash Advance which is basically an online portal providing information related to loans. So, if you are looking for short term finances then you can explore suitable loan options right here. Above all the loan application method would not take much time and will not force you to leave the comforts of your home. We very well know that your main focus will remain on the overall cost involves in loan borrowing. So, here we are giving a sneak peak of it but everything about the prices should be confirmed from the lender.

1. Interest rates:
Since small cash advances have been made available for you here thus quite naturally the interest rates would be higher in this case. In short these short tenure loans will be expensive for you in terms of interest.

2. Annual Percentage Rate:
The lender would be deciding APR charges which are basically calculated annually and will vary from lender to lender. These charges are mainly the total charge for credit including fees and other internal costs.

3. Application and processing fees:
Bad Credit cash Advance will process your application online and thus here application and processing fees have been excused for you. Our online web portal can be accessed for free. But the lender will charge you a fee for providing you with a loan. This will be in addition to interest rate.

4. Additional charges:
In this category we would like to mention the penalty fees which will be charged if the borrower fails to pay back the borrowed sum of loans within specified time. In this case he or she might also be required to pay off accrued interest which can only be exempted by the lender.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions


We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

APR Example: You Borrow - $300 You Pay - $372 Representative APR 1223.6% (Variable)
147 Denton Avenue, St. Albans 3021, Victoria, Australia