How It Works

Bad Credit Cash Advance helps you when you are troubled with unexpected monthly expenses. We have our network of lenders who will be handling your necessities by offering you payday loans. Our job is to help you find the right lender in a safe and secure manner. We will be helping you with assessing the best loan offer out of the choices that have been made available for you so that you can meet your emergency head on.

On our site you can register if you can meet some simple eligibility criteria. Short term loans can be applied for if you are an adult person with age above 18 years, if you have salaried status and if you own an accessible bank account which must show recent transactions.

If the above criteria have been matched then you can apply with us for cash advance. The application process at Bad Credit Cash Advance, is very easy. We have a simple one page application form. You can access this form from anywhere, at anytime. You have to fill in the form carefully with all the required details. These details include your name, address, bank and employment details. This is important part of process, as these details are verified by the lenders. And based on this, the lender will sanction your loan. If the details on your loans are incorrect, then your application can get rejected and go permanently on your record. This won't come in handy when you apply again!

You can get up to $1000 as cash advance. The amount that you can qualify depends on factors like your income and credit status. You can use this amount for paying bills, medical fee, car payment or any other urgent expenses.

After the lender has approved your loan, he will forward a loan offer. This loan offer will contain the loan amount, APR, processing fee and terms and conditions. You should read the loan offer carefully before accepting the offer. After that the money is transferred into your bank account directly.

Repayment for short term loans is one month. Depending on the amount borrowed it can range from 15 to 30 days. Repayment is done directly from your bank account. One the due date the amount is withdrawn automatically. You should make sure, the amount is in your bank on the repayment date. Late repayments are usually charged. Make sure that you talk to your lender if you are unable to repay.

At Bad Credit Cash Advance, we make it easy for you. Get started with us and we will help you find a loan that best fits your requirements.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions


We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

APR Example: You Borrow - $300 You Pay - $372 Representative APR 1223.6% (Variable)
147 Denton Avenue, St. Albans 3021, Victoria, Australia