1. Who are we?
We are intermediaries who help loan borrowers meet lenders. Here we offer services to help borrowers apply for loans at the hour of crisis. We are not the credit providers but have a wide network of lenders ready to help with loans.
2. What are the loan products that are available through Bad Credit Cash Advance?
We are not lenders here but make sure borrower should get loan choices like short term loans through us. These loans are intended for small cash needs occurring all of a sudden. Now unforeseen trivial cash demands can be settled with these loans.
3. How much should I borrow?
Since Bad Credit Cash Advance is not lending thus the loan range would be decided by the lender based on your income and current financial condition. So, here generally you will be getting a range varying from $ 100 to $ 1000 for loans.
4. When the loan money should be repaid?
Loans accessible through us are of short term nature. So, here the lender will ask you to pay back the loan money within the tenure of one month. The loan term can be shorter depending on the amount borrowed. The amount will be directly withdrawn from your account on the due date.
5. What are the fees involved?
This is something which borrower must pay heed before applying to loans. We do not charge any fee at our site. There are absolutely no charges to apply with us. For short term loans here definitely interest rates and APR charges will be quite high since these loans are to be repaid within short term. Moreover you should know that if you become late in repaying the loan then surely penalty fees would be charged on you due to delay.
6. How much will it take to approve my funds?
Loans applied by you here are not approved by us but lenders who will validate your application details and will make confirmation about your financial stability. It usually takes 1-2 business days to get a decision.
7. How to apply here for loans?
Here we have an online method of loan application which needs you to be online to fill and submit the application. It will just take a few minutes and you should be careful while adding your details so that no mistakes should be done. Your application will further be allowed to be accessed by lenders.
The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.
Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions
PLEASE READ TERMS & CONDITIONS OF LENDERS OR BROKERS BEFORE PAYING ANY UPFRONT FEES.
We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.